Quite a bit of credit card debt in the United States is probably from people who didn’t have a good “money” plan in place. Lots of "emergencies" that really aren't emergencies are charged to credit cards. Of course, that’s my opinion, but when you plan ahead, you really can save your sanity and save some money (no finance charges)! It's stressful having to come up with a big chunk of money all at ... Read More about Sinking Funds: How Planning Ahead Saves You Money
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7 Money Saving Principles That Never Go Out of Style
Trends may come and go, but when it comes to money there are some principles of frugal living that will never go out of style and will always help you to save money. These principles are tried and true ways of saving money and finding better financial health, no matter what your income or financial circumstance. Take a look below at these 7 money saving principles that never go out of style so you ... Read More about 7 Money Saving Principles That Never Go Out of Style
Budget Printables
You should check out these budget printables that are free if you need some help in taking control of your finances and staying organized. These free printables include budget binders, budget worksheets, a budget binder cover sheet, meal planning worksheets, inventory sheets, and more. This page will be updated as we add more resources for printables that help you stay on budget so please bookmark ... Read More about Budget Printables
Frugal Living
Many people think that living frugally means always being restricted and limited in what you can buy and do. But that's not true at all! Frugal living is about buying smart and spending smart, so that you have more money left over for what you really want to buy and do. It's about making the most of what you have. It's also about considering your purchases and removing extraneous expenses in your ... Read More about Frugal Living
How To Do A Better Job Managing Your Budget
The New Year is always good motivation to work on your financial goals! As 2014 comes to an end, I know many of you will be like my family and I, thinking about what we want to accomplish next year. I will be focusing more on frugal living this coming New Year since one of the reasons we sold our house and downsized was to get rid of some debt (loan for our daughter's college tuition). Plus we ... Read More about How To Do A Better Job Managing Your Budget
Why You Need to Set Up a Budget (and Stick to it)
There are many reasons why reigning in your spending and being responsible with your money by setting a budget is definitely a smart choice, although it may not be a "fun" choice at first. A budget will help you live within your means which believe me in the long haul will feel freeing rather than constraining! Why You Need to Set a Budget (and Stick to it) Why You Need A Budget A budget ... Read More about Why You Need to Set Up a Budget (and Stick to it)
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