How to Use the Cash Envelope System to Budget. The cash envelope system of budgeting is an amazing tool for keeping you accountable and on track with your budget! Even if it seems a little bit old school! Although this way to budget has been around for a while, you may not really be familiar with how it works. So here's an easy to understand guide that breaks it down for you. Also, this system ... Read More about Cash Envelope System of Budgeting-A Beginners Guide
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Total Money Makeover – Book Giveaway
Happy New Year everyone! Are you all excited about having a fresh start? I am! The New Year really motivates me to think about what I'd like to change or work on. One thing that I'll be focusing more time on is our finances. I know some of you have that goal too or maybe you know someone that needs help in this area. I'm so delighted to be able to offer Dave Ramsey's Total Money Makeover ... Read More about Total Money Makeover – Book Giveaway
Having An Emergency Fund
I happened to catch Oprah last week when she had Suze Orman on (Recession Rescue with Suze Orman) and it was an interesting show! Love or hate her Suze has some good advice! I usually can't stand to watch her but the topic interested me. She now says that she recommends that if you have credit card debt that you only pay the minimum due! Yep, that's right! Instead of paying more toward your debt ... Read More about Having An Emergency Fund
The Inspire Me Board
Last December Ally (Ally's Corner) left a comment where she said she makes a "vision board" each year. She said "I put on the board everything I would like to see happen in my life in the New Year. Last year I was able to pay off some debt and clean and organize my house. Both of those were on my vision board."I've been thinking about this ever since! Inspiration boards aren't new. Decorators and ... Read More about The Inspire Me Board
I’ve Falllen…..
Off the frugal path! Yep, me. I have been really unfrugal these past couple of weeks! I was telling Lyn (who doesn't have blog) that I haven't been writing about my frugal doings because I haven't really been living it! I told Gabrielle Home...be inspired that I too had "lost my way" and that one of the things I need to stop doing is wondering around Target! Last week I went in and had 4 things on ... Read More about I’ve Falllen…..
Use It Up, Make It Do, Or Do Without – Frugal Tips
Frugal Living Tips You Need To Know. Use it up, wear it out, make it do, or do without was a very popular saying back in the day! I've always admired people that could think of ways to make items stretch longer and were creative and resourceful to make things they needed. Back then, people knew how to stretch a penny and those depression era frugal tips are still relevant ... Read More about Use It Up, Make It Do, Or Do Without – Frugal Tips