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A Cultivated Nest

Helping You Manage Your Home and Life on a Budget

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Search Results for: debt

I’ve Falllen…..

By Manuela Williams

Off the frugal path! Yep, me. I have been really unfrugal these past couple of weeks! I was telling Lyn (who doesn't have blog) that I haven't been writing about my frugal doings because I haven't really been living it! I told Gabrielle Home...be inspired that I too had "lost my way" and that one of the things I need to stop doing is wondering around Target! Last week I went in and had 4 things on ... Read More about I’ve Falllen…..

Filed Under: Frugal Living, Frugal Living

Frugal Living Tips From The Depression

Use It Up, Make It Do, Or Do Without – Frugal Tips

By Manuela Williams

Frugal Living Tips You Need To Know. Use it up, wear it out, make it do, or do without was a very popular saying back in the day! I've always admired people that could think of ways to make items stretch longer and were creative and resourceful to make things they needed. Back then, people knew how to stretch a penny and those depression era frugal tips are still relevant ... Read More about Use It Up, Make It Do, Or Do Without – Frugal Tips

Filed Under: Frugal Living, Frugal Living

What Are Your Top 5 Financial Goals for 2009?

By Manuela Williams

~Dave Ramsey Hi there! I hope everyone had lovely Christmas - we did! But I'm already thinking about putting all the decorations away - I'm really not a Grinch...really! I just feel claustrophobic with so much stuff in a small space. It feels messy to me. I want to start organizing and getting ready for what will be a fabulous New Year (I always have such hope)! I'm working on tweaking our ... Read More about What Are Your Top 5 Financial Goals for 2009?

Filed Under: Frugal Living, Frugal Living

Are Credit Cards Evil?

By Manuela Williams

I've spoken before about how we follow the Dave Ramsey plan for finances. We do with one exception. He is totally opposed to the use of credit cards - he doesn't want you to have one at all. Instead he wants you to have a $1000 emergency fund (which we have) and use that instead of a credit card if something crops up. Well, I don't know how he travels without a credit card! We would need waaaay ... Read More about Are Credit Cards Evil?

Filed Under: Frugal Living, Frugal Living

How to manage on less money

How We Will Manage On Less Money

By Manuela Williams

How We Plan To Live On Less Money So as I mentioned before, when my husband was shifted into another position in his company we lost quite a bit of income - over $600 each check (that's $1200 a month!!!). Not only that, but, we didn't find out this was going to happen until 3 days before payday! Oh yes, somehow they didn't think it important enough to let him know. I found out because I always ... Read More about How We Will Manage On Less Money

Filed Under: Frugal Living, Frugal Living Tagged With: budgeting, Frugal Living, money saving ideas

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A Cultivated Nest makes no claims of “expert status” and the owner will not be liable for any losses, injuries, or damages from the use of the information found on this website. Posts may contain affiliate links. A Cultivated Nest is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. A Cultivated Nest is also a participant in the Etsy affiliate program via Awin. This means that I may earn a small commission from some of the links in my posts. Please see our Disclosure Page for more information.

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