I happened to catch Oprah last week when she had Suze Orman on (Recession Rescue with Suze Orman) and it was an interesting show! Love or hate her Suze has some good advice! I usually can't stand to watch her but the topic interested me. She now says that she recommends that if you have credit card debt that you only pay the minimum due! Yep, that's right! Instead of paying more toward your debt ... Read More about Having An Emergency Fund
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Last December Ally (Ally's Corner) left a comment where she said she makes a "vision board" each year. She said "I put on the board everything I would like to see happen in my life in the New Year. Last year I was able to pay off some debt and clean and organize my house. Both of those were on my vision board."I've been thinking about this ever since! Inspiration boards aren't new. Decorators and ... Read More about The Inspire Me Board
Off the frugal path! Yep, me. I have been really unfrugal these past couple of weeks! I was telling Lyn (who doesn't have blog) that I haven't been writing about my frugal doings because I haven't really been living it! I told Gabrielle Home...be inspired that I too had "lost my way" and that one of the things I need to stop doing is wondering around Target! Last week I went in and had 4 things on ... Read More about I’ve Falllen…..
Use it up, wear it out, make it do, or do without was a very popular saying back in the day! I've always admired people that could think of ways to make items stretch longer and were creative and resourceful to make things they needed. Back then, people knew how to stretch a penny and those depression era frugal tips are still relevant today! Repurposing a sweater into a pillow the other ... Read More about Use It Up, Make It Do, Or Do Without – Frugal Tips
~Dave Ramsey Hi there! I hope everyone had lovely Christmas - we did! But I'm already thinking about putting all the decorations away - I'm really not a Grinch...really! I just feel claustrophobic with so much stuff in a small space. It feels messy to me. I want to start organizing and getting ready for what will be a fabulous New Year (I always have such hope)! I'm working on tweaking our ... Read More about What Are Your Top 5 Financial Goals for 2009?
I've spoken before about how we follow the Dave Ramsey plan for finances. We do with one exception. He is totally opposed to the use of credit cards - he doesn't want you to have one at all. Instead he wants you to have a $1000 emergency fund (which we have) and use that instead of a credit card if something crops up. Well, I don't know how he travels without a credit card! We would need waaaay ... Read More about Are Credit Cards Evil?