The start of a new year is a great time to begin a different approach to paying down your debt! Let this be the year that you make a big dent in your debt, or maybe even get debt free! One of my favorite ways to tackle debt is with Dave Ramsey’s debt snowball method because it works well when you have debt from multiple sources. To make it easier for you to start your debt snowball, I created a Free Printable Debt Snowball Worksheet! The debt snowball is part of Step 2 of Dave Ramsey’s 7 Baby Steps. The… [Read More]
Free Printable Debt Thermometer
One of the key parts of successfully paying off debt is staying motivated during your journey toward a debt free life. It can be hard at times, especially when unexpected expenses occur, and you may feel like you’ll be paying off debt forever. That’s when you need a visual motivational aid like a debt thermometer! To help you visualize just how close you are to being debt free, here is a Free Printable Debt Thermometer! You can use this printable debt thermometer however you like. It could represent debt from a single source, or all of your debt combined. The… [Read More]
Dave Ramsey’s Seven Baby Steps Explained
Have you ever heard of Dave Ramsey? If so, you’ll know that his programs, Total Money Makeover and Financial Peace University are all based around 7 baby steps that he advises you take for your financial future. If you’re new to his programs though, the baby steps can be confusing to figure out. Let’s take a look at Dave Ramsey’s Seven Baby Steps Explained so that you’ll be able to make your start toward a debt free life! Dave Ramsey’s Seven Baby Steps Explained For the most part, the seven baby steps are not meant to be done at the… [Read More]
