I've spoken before about how we follow the Dave Ramsey plan for finances. We do with one exception. He is totally opposed to the use of credit cards - he doesn't want you to have one at all. Instead he wants you to have a $1000 emergency fund (which we have) and use that instead of a credit card if something crops up. Well, I don't know how he travels without a credit card! We would need waaaay ... Read More about Are Credit Cards Evil?
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Save Money With Homemade Cleaning Products!
Allposters Don't you feel like you're always cleaning your kitchen? I do! Clean up after the dog who likes to take a few kernels of food out of his bowl and put them on the floor (he saves them for later!), cleaning up after cooking, after kids, after "people" who spill stuff on the floor/counter/fridge and don't clean it up right away....the list goes on. Then there's just the daily maintenance ... Read More about Save Money With Homemade Cleaning Products!
Show & Tell Friday! I Painted, I Sewed, I Made Some Art, I’m Done!
Well...I'm pretty much done with my dining room. I just need to tweak the accessories/art and I need to paint the trim and door and then I'm totally done! We added french doors last year when we screened in our deck so that wall is new and I had to prime and paint it, also the adjacent walls needed to be painted because outlets were moved etc.I'm very proud of my curtains! I added that red gingham ... Read More about Show & Tell Friday! I Painted, I Sewed, I Made Some Art, I’m Done!
Frugal Living – Needs Versus Wants
Lyn left a comment last week that really resonated with me! Here's what she said: Frugality due to necessity is how we live, although even if we were in a better position, I would always live frugally. I really think it's wrong not to when there are so many in need in this world. Much of my frugal living comes down to many things we don't do (although there's a lot I do) - we don't ... Read More about Frugal Living – Needs Versus Wants
Fall Decorating with Johnson Brother’s Friendly Village Plates
I wanted to add a little fall to my kitchen but I really don't have a lot of counter space. Unfortunately, I need my counter space for essentials and meal preparation! I like the plates I already have hanging on the walls and didn't want to change them. So I thought I'd add some of my Johnson Brothers "The Friendly Village" plates on top of my cabinets. This is an old picture where I showed ... Read More about Fall Decorating with Johnson Brother’s Friendly Village Plates
Easy Money Saving Tips – Watching the Pennies Add Up
"A penny saved is a penny earned." "Look after the pennies, and the dollars will look after themselves". I think we all grew up learning those phrases! It just means take care of the pennies (watch those small amounts you spend) and they'll add up to big savings overall with time. Here are some easy money saving tips that I do and some that were shared by readers of my blog. All you frugal ... Read More about Easy Money Saving Tips – Watching the Pennies Add Up