May 22, 2013

Blooms On A Budget

Do you dream of having a really lush and beautiful garden. I do! We have a large suburban lot – a corner lot – and I’ve been faced with trying to landscape it without emptying our 401K ! Here are some things that I’ve done in my Georgia garden that have helped me garden on a budget.

Thrifty Gardening tips

I hope some of you find this helpful. I’m sure all you experienced gardeners already do these things and maybe you could share what has worked for you in the comments.

My Thrifty Gardening Tips

1. When buying plants always check to make sure that your cell packs have plants in each cell. Sometimes a 6 pack will only have 5 cells filled with plants. I also check to see if I can find a cell pack with extras that I can divide. When I buy the single pots I try to make sure I buy one that is easy to divide.

4 basil plants in a pot

This pot had four very distinct plants. The others I looked at had one or two bushier plants.

4 basil plants from one pot

This was cheaper than buying a cell pack!

layering hydrangeas to propagate@ A Cultivated Nest

2. Learn to propagate! It’s really not that hard! I LOVE hydrangeas and they are so easy, easy to propagate. This is my favorite way to propagate hydrangeas and forsythias..

It’s called ground layering.

I select a branch that is close to the ground.

I scrape a little bit the outside of the stem off preferable at a leaf nodule.

Lay the part down into the dirt and put a rock on top and then wait. I usually do this during the growing season – spring and summer.

Soon you’ll have another plant. I wait until the new plant is pretty well established before I cut it off from the mother plant and I usually leave it where it is for a few weeks so it can get used to growing on it’s own.

The hydrangea pictured below, under the Dogwood is about 4 years old now. The only hydrangea I’ve had trouble with is Oakleaf but usually this variety will have off shoots that you can dig up.

hydrangea growing under a dogwood tree

All the hydrangeas along this fence have been propagated by me with the exception of the first one. As you can see, they get smaller as you get to the end because those are the newer ones. All you need is patience and the will to suppress the desire to impress your neighbors with an “instant” garden. (The plant to the right of the last hydrangea are some blackberries creeping under the fence)

hydrangea border

I do the same thing with forsythia. Although, I’ve found that left to it’s own devices it will do it by itself! Once you have one Forsythia you have the potential to have lots of babies under and around the main plant.

forsythia

This branch has rooted and now it’s time to detach it from the mother plant.

Vines are also good candidates for this method.

The other way is to propagate is to take a cutting, especially if you’re trying to do many plants at once. Here is how Martha Stewart does it.

small container knockout rose bush

3. The other thing I do is buy the smaller pot. This little Knock Out Rose will be as big as this older one in one or two years. Especially if it’s happy where it is and the soil is good. Things will fill in. Also, plants that are started smaller are usually healthier than planting larger versions.

4. Plant division is another way to propagate what you have! That’s why even though perennials are more money upfront, thrifty gardeners know that you’ll get more than just that one plant in the end.  Day Lily, Daisies, Coneflower, Yarrow, Black-Eyed Susan, Mint, Sage, Bleeding Heart and Lupines are just some of the the plants that you can propagate by division.

3 colors of lilies

Plants that grow from bulbs, tubers, rhizomes are super easy because they automatically multiple underground and therefore it’s easy to see where to divide them. Bearded Iris, Daffodils, Gladiolas, and Dahlias are examples of these types of plants.

The common rule of thumb is to divide spring-blooming perennials in the fall to to divide fall-blooming perennials in the spring. Summer bloomers can be divided anytime. If you divide in the summer be sure to give your new plants extra TLC because of the heat and less rain. Remember even though perennials may seem expensive, for a small investment you’ll get a big return.

Daylilies – I will dig up clumps of daylilies and plant them in other parts of my yard. I usually wait until they bloom because otherwise I don’t know what color they are. But if you’re more organized than me and mark your plants then early spring is a good time. I just give mine extra water. Like this Stella d’Oro that I just divided and moved here.

These Daylilies were divided and moved here. This is one year growth!  See how big they are already. They can be divided again this year.

Hostas are perfect for propagating by division!  I usually dig the whole plant up and then you can see where you can separate it. Just be sure that each piece has its own roots.

I normally divide my Hosta in early summer or late fall so I know what kind it is. By then it’s usually fairly large  and it’s pretty easy to see where to make divisions. Just be sure to give it’s lots of water if you do this in the summer!

Every year I buy a coleus and I always say I’m going to propagate it since I love them. They come in so many colors these days and now there are ones that can handle sun. Did you know that the more red pigment in the leaves the more sun it can tolerate? So this year I remembered and all you have to do is: pinch some off!

Yep, Coleus will root in water! Just change the water every few days and you’ll have a roots in no time.

purple coneflowers

If you have more time than money, like me, this is the way to go! There are many, many more plants than I showed in this post than can be propagated and divided. Of course growing from seed is a huge money saver too as is buying bulbs and swapping with friends.

I hope you’re inspired to try some of these techniques for a cost cutting garden!

You might also be interested in:

 Gardening 101 Series

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Home Sweet Frugal Home – April

Are your dollars not stretching as far as they used to? Everyone has different reasons for wanting or needing to cut back.  I thought I’d start sharing some frugal things that we do, in a monthly series, as a way to not only encourage myself to stay on tract, but maybe give someone with similar goals some ideas. Please feel free to share what frugal things you have been doing in the comments!

Monthly Series On Frugal Living Tips

-I got these two books for free combining the 20% off coupons that Barnes & Nobles sent me with BN gift certificates  I got from the Viggle Rewards Program. Plus I got free shipping since we are B&N Members.

bouquet from my garden

- Also got a free book for my Kindle with my Swagbucks gift certificates

-Lovely free bouquets of flowers from trimming my rose bushes

inside of a computer

-My amazing daughter needed more RAM and a new video card for her desktop and watched a few youtube videos on how to install them and did so to her desk top computer. Then I needed some more RAM for my old desktop and she installed it in mine. Normally we would have gone to Best Buy and had them do it but – honestly- it’s so inexpensive to buy the parts elsewhere and install it yourself. You basically just pop these things out and in! So we saved quite a bit because she was willing to learn something new!

homemade deodorant

Every month I try a few new things to make myself. In April I made homemade dry onion soup mix (which I love btw – I will never buy the “L” brand again) & dry mix cream of whatever soup. We also made our own deodorant and so far it seems to work really well. There are a couple of recipes for making your own deodorant and some use more ingredients. This one is pretty simple:

5 Tbsp. of Coconut Oil
1/4 – 3/8 cup of Baking Soda
1/4 – 3/8 cup of Cornstarch or arrowroot powder

Your choice of  essential oil – I used tea tree oil since I had that on hand from making liquid hand soap, but I think a lavender oil would be nice.

You can get the instructions for how to make it at Surviving The Stores

seeds grown in newspapers

-My newspaper seedling pots have worked really well and I’ve already planted some in the garden.

-We made our own homemade healthy coconut candy – soooo delish!

healthy homemade Mounds candy

It’s made with coconut oil, unsweetened coconut flakes and you make the chocolate topping from cocoa. It’s like a dark chocolate Mounds/Almond Joy bar – except minus the bad stuff. You can find the recipe and instructions here at the Nourishing Gourmet. My daughter wants to make some homemade healthy gummies – I’ll let you know how that turns out :) !

Last year I bought a bunch of plants on clearance at the end of the growing season and re-landscaped one side of my house with them. I’ll take some pictures in a few weeks so you can see how pretty that’s looking (gotta pull some weeds first).

yellow climbing rose on arbor

But I wanted to show you how beautiful my yellow climbing rose is now that it’s bloomed.

yellow roses on arbor

I got it at the same time as the other plants last year and planted it on one of the arbors going into the veggie garden (the other arbor has grapes growing on it). I had to coddle it through the heat of our Georgia summer and fall but it was so worth it!

We also did all our usual things like bake bread, I cut my husband’s hair, we’re still a one car family although we are looking for another car. We’ve been a one car family for almost 3 years now and that’s not easy living in a place where mass transit is practically non-existent! But we’ve made it work!

Have you made anything from scratch lately? What have you done to save money lately?

Homemade Solutions: Make Your Own

Have you cut your food bill as much as you can but still need to find a way to cut further? I thought I’d start sharing some make your own mix pantry staples that are easy to make and budget friendly. The great thing about making your own is that not only will it save you money at the grocery store, but you can customize them to your families diet restrictions and tastes. So if you need to keep things low salt you can control that or maybe you avoid MSG or gluten.  If you make your own you know exactly what’s in it. It’ll help you save money plus it’s healthier!

make your own dry soup mix

I would suggest starting with one or two things. I know it can be very tempting to think “I’m going to make everything from scratch”. You will burn out and wind up making nothing from scratch! My goal has always been to try one or two new things a month. We started by making our own bread, then we went on to tortillas, chicken broth, coffee creamer, pretzels etc.

The first make your own mix recipe is a dry cream of soup mix. I think I use a cream of mushroom or cream of chicken soup  at least once a week and they’re expensive unless you stock up when they’re on sale.  Plus even the low sodium version still has lots of sodium and fat in it (not to mention the BPA in the can). So they don’t exactly fall into the “good for you” food category :)

dry cream of mix

Dry Cream of Soup Mix
2 cups instant powdered milk

3/4 cups of cornstarch

2 tblsp. minced dried onions

1 tsp. dried crushed basil

1 tsp. dried crushed thyme

1/2 tsp pepper

Mix all the ingredients together and  store in an air tight contaner.

To Use:
-For the equivalent of 1 can of cream of… soup, mix 2/3 cup of mix and 1 cup of chicken broth in a small saucepan, whisk until smooth, bring to a boil  and cook until thickened. Or make it in your microwave.

- You can mix with veggie broth, beef broth, or plain water as well. Make your own chicken broth to avoid MSG

-For cream of mushroom or celery you can add chopped mushrooms or celery while you are thickening the soup or saute them before adding the soup mix.

If organic  is important to you use organic cornstarch and organic whole powdered milk and make your own chicken broth. If you’re dairy free you could try making it with powdered rice or soy milk.

I also made some onion soup mix packets.  I use these at least once or twice a week.

homemade dry onion soup mix

Dry Onion Soup Mix
4 tsp. beef bouillon granules

8 tsp. dried minced onion

1 tsp onion powder

1/4 tsp. pepper

This makes one packet of onion soup mix. Mix all ingredients together and store in a snack size storage baggie or make individual foil packets.

homemade dry onion soup mix

I just started making these two mixes so I didn’t make a lot to begin with in case I didn’t like them.  But so far I can’t tell the difference between them and store bought. So far so good!

I think when you’re trying to make any kind of lifestyle changes, doing it bit by bit will give you a greater chance at succeeding. Ideally I’d like to get rid of all processed food in my pantry but I know I need to do it a little at a time!

I’ll be sharing more Homemade Solutions as I try them!

homemaking linky party
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Home Sweet Frugal Home – March

Are your dollars not stretching as far as they used to? Everyone has different reasons for wanting or needing to cut back.  I thought I’d start sharing some frugal things that we do, in a monthly series, as a way to not only encourage myself to stay on tract, but maybe give someone with similar goals some ideas.

Monthly series on Frugal living

Aaack! I almost forgot to do a HSFH post this month! I’ve been so busy making some changes in my flower beds and vegetable garden so that they will be ready to plant in a few weeks. As you can see by the tree below that’s leafing out – no time to waste! Bradford Pear tree leafing out

-I’ve been able to get a good amount of salad greens this month, plus kale and collards from my garden. Some of the collards are already starting to bolt!

fresh picked bowl of salad greens

-did the usual – cut my husbands hair, made bread, used my crock-pot a lot because I knew I wouldn’t feel like cooking dinner since I’ve had quite a few busy days, used our homemade liquid hand soap (almost out and need to make another batch), hung kitchen towels to dry in the garage – soon we’ll be back to line drying outside.

-used our American Express card rewards points (see this post for explanation) to cash out for quite a few $25 Home Depot cards which  we will use for some upcoming home and garden projects.

-cashed out my Swagbucks & Bing points for Amazon Gift Cards and purchased a few books for my Kindle

- I bought my ham for Easter on mark down after Christmas. Actually I bought a couple (we have a chest freezer) and I’ll buy a few more after they reduce them after Easter. So the main expense for Easter Brunch is already taken care of.

-I went to the Dollar Tree and got a bunch of flower seed packets at 25 cents each because I want to enlarge a few beds specifically my mailbox garden and I don’t want to buy a whole  lot of plants.  So I’m starting some flowers from seed (I’ll also be dividing and moving plants I already have).

newspaper pots for starting seeds

-I ran out of pots and made some newspaper pots instead of going out and buying peat pots. So far they’ve held up well. I’ve tried pots made from toilet paper rolls and those always fall apart on me. Here is  the tutorial I used for making newspaper seed pots.

blueberry cage

-We got some bags of coffee grounds from Starbucks  (they’re free) and spread those at the base of our blueberry bushes.  Yes, my blueberries are so delicious they need to have their own little house to keep the birds and critters away from them! My blueberries grow really well and I do this a few times a year. Blueberries like  acid soil and coffee grounds are acidic (although some people say the acid is washed out during the brewing process and some people say it isn’t). Either way, my blueberries seem to appreciate an application or two of coffee grounds.

-I’ve been enjoying some concerts (Jack White) and  shows on YouTube. Particularly Carol Klein’s Life In A Cottage Garden. You will LOVE this if you like English Cottage Gardens. Plus it’s always fun to see how experienced gardeners do things. Here’s episode 1

Those are my frugal highlights! What have you been doing to save money this month? Chime in!

Home Sweet Frugal Home – February

Frugal Living Tips

Are your dollars not stretching as far as they used to? Everyone has different reasons for wanting or needing to cut back.  I thought I’d start sharing some frugal things that we do as a way to not only encourage myself to stay on tract, but maybe give someone with similar goals some ideas.

rosemary growing in a container

- I continued to harvest Kale, Swiss Chard and Collard Greens from my garden. As well, as herbs like the rosemary above,  thyme, sorrel and sage.

- Hung a few loads of  kitchen towels to dry on our drying rack that I set up in the garage since the weather has been rainy.

-Sold a book on Amazon for $11. Will be listing some other books soon.

-In my post Renewed Frugality: 21 Frugal Tips To Try This Year,  # 21 was “make frugal living something you invest time in learning about” so with that in mind I started really reading a lot of frugal websites again and while reading through a post on Money Saving Mom I found a tip I hadn’t tried yet!  I actually found it reading through over 200 comments on a reader question post about how to save money on groceries. Someone suggested using a  little clicker to keep a tally of how much you spend at the grocery store so you don’t go over your budgeted amount.

tally clicker

I don’t know why keeping  track in the store has been such an issue for me (well I do know why).  I’ve tried keeping a mental running total, I’ve  used a calculator, I’ve written the prices down next to the item I put in my cart and added it up at the end. I’ve done the tick mark tally’s and I’m always way off! This little tally clicker was $1.89 on Amazon shipping included!

There’s a saying down South that “all roads lead to Kroger”.  I run into neighbors, friends, my daughter’s piano teacher that we haven’t seen in 15 years, the old ballet teacher,  Mom’s from when my daughter was in school etc.  Today I ran into the real estate agent that sold us our house! Kroger is a social place! Anyway, it’s totally distracting unless I go at a really off hour. So far this little clicker is great! I round up to the next dollar – 1 click for $1, 2 clicks for $2 and so on. All I have to do is look at it for the running total. That way I know how close I am to my budget amount. What ever works!

liquid hand soap in a mason jar dispenser

- Made my own liquid hand soap. Here is my tutorial for homemade liquid hand soap.

avocado oil

- I switched from using a  night cream to using a natural avocado oil. I’m becoming more and more concerned with the ingredients in makeup and skincare products  and the affects of those ingredients on my body. I had read lots of good things about using avocado oil as a moisturizer and thought I’d try it. So far I’m very happy with it. I use it at night after washing my face. A tiny bit goes a long way and it’s absorbed into the skin after a few minutes. This bottle will last a long long time versus a jar of Olay or something along those lines.  So I think it will save me quite a bit of money. Here’s a good place to start if you’re thinking of using oils (and there are all kinds) as moisturizers  Face Oils vs. Creams – Huffington Post

- I used a few soft wrinkled apples and made mini apple cranberry crisps with cranberries I bought on sale after Christmas @ 99¢ a bag and froze.

lettuce

What frugal things have you done  so far this month?

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An Easy Way To Make Your Own Liquid Hand Soap

I have a ton of little hotel bar soaps since my husband travels for work (and feels compelled to bring them & shower caps  home)!  So I was looking for a way to use them up and found that lots of people were making liquid hand soap from bar soap.  So I thought why not give it a try.

make your own liquid hand soap

I read a lot of tutorials before trying this and what I learned is that what type of soap you use affects the outcome and don’t make this if you’re super picky about your liquid soap! I’ve never read so many mixed reviews on a project. Some people had great results and loved it and others didn’t!

Apparently Dove doesn’t work all that well (although one post I read said to just leave out the glycerin) and Ivory works really well. So making liquid hand soap from bar soap can be  a trial and error kind of  project. But since the soap was free I decided to try it and happily  it worked just fine for me.

Liquid Soap Recipe:

1 cup grated soap flakes

10 cups of water

1  tablespoon of glycerin

10 drops of Tea Tree Oil (or other essential oil)

I used Tea Tree Oil because it has antibacterial, antimicrobial and antifungal properties

glycerin and tea tree oil

I used my CVS Extra Care bucks so it hardly cost me anything  and found both the Tea Tree Oil and glycerin there. All healthfood stores a carry essential oils and Michaels has glycerin (probably Hobby Lobby too but I didn’t’ check there). Use your coupons and you could be making liquid hand soap for pennies!

Directions:

First I used my cheese grater and grated 1 cup of soap into flakes. You could also so a food processor.

grated bar soap

I used tap water so I started that boiling while I grated my soap. Some people used distilled water.

making liquid hand soap

After my water had boiled for a few minutes, I added the soap flakes and glycerin and reduced  the heat to med-low.  Stir until the soap flakes are dissolved.  When cool – add your Tea Tree Oil.

It started to thicken after a few hours but I let it thicken overnight because some people had mentioned that the consistency was runny or slimy initially.

Leaving it overnight seemed to do the trick!  I fluffed it up with my mixer before using a  funnel to put it into my ball jars (some people used their blenders to fluff and some people didn’t think it needed fluffing).

homemade liquid hand soap

It’s  not a sudsy type soap if suds are important to you (you can add a few squirts of commercial hand soap if you want suds).

We’re really happy with how it turned out and I’ll be making liquid hand soap from now on instead of buying it as long as I have free bar soap!
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Home Sweet Frugal Home #6 – January

Home Sweet Frugal Home

Are your dollars not stretching as far as they used to? Everyone has different reasons for wanting or needing to cut back.  I thought I’d start sharing some frugal things that we do as a way to not only encourage myself to stay on tract, but maybe give someone with similar goals some ideas.
leafy greens
I’ve been able to harvest kale, swiss chard, collard greens and a few white radishes every week this month.

 broccoli

Also, broccoli!

-I dehydrated a couple of pumpkins that I had from last November and roasted the seeds with a bit of sea salt and Mrs. Dash Caribbean Citrus (which is also my favorite thing to put on popcorn) for a tasty snack.

roastedpumpkinseeds

-Went back to planning my weekly menu-it really is a big help in keeping me on budget and using up what I already have thereby keeping me out of the grocery store. The trick for me is to just stay out of the grocery store. If I go in for one thing, I see about 6 other things I think I need (especially if they’re on sale) and then I’m over budget!

drying plastic storage bags

- Did the things I always do, made bread, cut my husband’s hair, washed out baggies to re-use. I use my daughter’s old baby bottle drying rack to dry my freezer bags. Which just shows you how long I’ve been washing and re-using freezer bags (and foil)!

orange scented cleaner

-Since we’re eating a lot of clementines now ($3.99 for 5 lbs at the Korean Market). I made clementine scented vinegar for cleaning (which I’m sure smells the same as the orange peels I usually use :) ) But gives me something to do with the clementine peels. You can also do grapefruit peel.

-Dropped  Netflix down to 1 DVD out at a time. Since Netflix has to wait forever to get any new movies anyway, by the time they get them, we’ve downloaded them from Amazon using our Swagbucks Amazon money * (my husband does Swagbucks too and his Amazon GCs get used for this). I think we’ll probably just switch to the streaming only package soon. Had another talk this morning about dropping cable. I’m ready – my husband and daughter aren’t.

puzzles

We like to do puzzles and I found this 10 puzzle set (Barns!) at Kroger for $4.49! It was marked down so I guess they sold these at Christmas. The only problem is that the photos of the completed puzzles are small which makes it hard to use them as reference. We have plenty of puzzles to keep us busy this year with this set!

-my Kindle died! It stopped charging – which apparently is a known issue (is on the list of things to choose when you contact Amazon). I did a live chat on Saturday – got the out sourced in India call center customer service- was told I could BUY a new kindle at a discount. No Thanks! I called Amazon on Monday and got a US customer service rep – they are replacing my Kindle for free. All I have to do is pay the shipping fee!

It’s great but also ridiculous!

Why they don’t have a standard method of handling this situation is beyond me. But lesson to myself – don’t call customer service for anything after working hours during the week and on the weekend. You’ll probably get an out sourced customer service rep and they may not be able to be as  helpful as the US one (this has happened to us before).

Well those are just some of the highlights of my recent frugal activities. Be sure to read the comments section of this and previous posts  for more frugal tips:

HSFH #5

HSFH #4

Please leave a comment and let me know what you’ve been up to! You never know who you might be helping when you tell about what frugal things you’ve been doing!

Check out A Cultivated Nest Frugal Living Pinterest Board

 

*Disclosure – contains referral link to Swagbucks

Renewed Frugality – 21 Frugal Tips To Try This Year

Like many people, we have fallen off the frugality wagon for a number of reasons  and need to get back on.  I made this list for myself but thought I’d share it with you in case you need help getting back on track!

21 Frugal Tips

        1. Understand that it’s going to take effort – there’s no easy way around it. Sometimes I get tired of figuring out how to make my food budget stretch, or I don’t want to take the time to hang the kitchen towels up to dry instead of putting them in the dryer,  I wish I could hire someone to paint those walls so I wouldn’t have to do it, I don’t want to make chicken stock from the roast chicken and so on – you get the idea! You have to be willing to do the work.
        2. Realize that you  (and I)  can always do much better. There are so many things that most of us could be doing that we don’t for one reason or another.
        3. Consider repair/reuse/repurpose first.  For example- clothing can be repaired or re-styled into something else. There are tons of blogs who’s topic is restyling clothing or upcycling items. Think jeans into skirt, long sleeved shirt into short sleeves , a  sweater becomes yarn for a project or felt it or you can save the buttons and zippers, use the material to make pillows, doll clothes etc.
        4. Learn a new money saving  skill – how to change the oil in a car, canning, crochet, how to make bread, sewing, gardening, how to  recover a lamp with a new shade, learn how to clip the dogs nails instead of going to the groomer ($14 at our Vet) for example.
        5. Use social media to get discounts. Use Foursquare to unlock deals and “like” brands on Facebook to get FB only coupons.
        6. This idea comes from my friend Tracey McBride ( Frugal Luxuries Gift Pantry) create a gift closet. When you find good deals throughout the year  stock your gift closet. This was such a money saver when Savanna was little and it seemed like we had a birthday party to attend every week!
        7. Always weigh bagged produce. There is a difference. So don’t just grab that bag of onions, potatoes, apples – weigh a few of them first
        8. Make you own laundry detergent/liquid hand soap.
        9. Use the world’s greatest invention, the crockpot  more in order to keep from eating out.  Having something already cooking is one of the best ways to be sure you’ll eat at home on busy days.
        10. Have a  home movie night  instead of going to the movies and make a big deal out of it.  Make some fancy(er) snacks or finger foods to munch on while you watch your movie.
        11. Use it up – try to consume perishables or freeze them if you can’t. Throw no food away!

coins in a glass jar

12.  Save your spare change – it’ll add up!

13. This tip is from Amy Dacyczyn (Tightwad Gazette) learn to use the minimum  - toothpaste, shampoo, dish soap, whatever, – that gets the job done. When you get to the point where it doesn’t work for you anymore you then add a bit more until you’re satisfied.

14.  Cut down on cleaning supply costs by making more of your own.  Cleaning Recipies Here

15. If you fall off the frugal wagon bounce back the next day. It’s OK. All is not lost! Just don’t make it into a habit

16. Meal plan on some level.  Some people do weekly, some do monthly. Some just have a general idea what they want to eat that week. At least have some plan as to what your meals are going to be even if it’s not a particular recipe. Just knowing you’re having some kind of chicken dish is better than not knowing at all what you’re going to cook/eat!

17. We will look at our credit reports at least  twice  a year  - you’re entitled to one free credit report per credit reporting agency a year so take advantage of it. Not only to make sure there are no identity theft issues (expensive and a headache), but to stay up to date with your financial status. It could be a wake call!

18. Get better at eliminating disposable products like napkins and paper towels. (I will probably never totally eliminate paper towels because after I wash my hands I feel like I either need a whole fresh kitchen towel or a paper towel). We did switch to those paper towels that you can choose the size you need (Target brand)

19. We’re going to go over our budget every 3 months or so to see where we are. Before we’d just make a general budget for the year and look at how we did at the end of the year. This year we’re going to re-evaluate where we are in regards to our goals on a more frequent basis so we are able to make adjustments as we need to.

20. Try to create rather than to consume. I’ve found that creativity really does bloom where there is necessity,  if you let it.

21. Make frugal living something  you invest time in learning about. Read websites, magazine articles or check out books from the library about saving money. Even if I don’t learn anything new to try, it helps me to stay motivated.

We are all in different places financially and you may not even need these tips, or maybe you  already do all of these tips. At any rate, hopefully there’s something here that you will find useful that may help motivate or inspire you in your frugal endeavors.

Feel free to add what frugal thing you’re going to work on this year in the comments.  You never know who you’ll help! Check out my Frugal Living/Tips Board on Pinterest for more inspiration!
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Home Sweet Frugal Home #5

Home Sweet Frugal Home@ A Cultivated Nest

Are your dollars not stretching as far as they used to? Everyone has different reasons for wanting or needing to cut back and we are all at different stages in life.  I thought I’d start sharing some frugal things that we do as a way to not only encourage myself to stay on tract, but maybe give someone with similar goals some ideas.

green pepper & green beans @ A Cultivated Nest

***harvested beans and green peppers despite having 4 freeze warnings (love those row covers I installed). I’ve been bringing my potted basil inside every night to try to keep it going. The rosemary and thyme are still doing well outside. Also got a few radishes, lettuce, & kale leaves. My goal is to be able to harvest something every week.

homemade pumpkin dog treats

***made our own pumpkin dog treats from the recipe here.  These are made with rice flour so they are great for dogs with wheat allergies. Some people made these with potato flakes for pets that are grain free. They are so much healthier than store bought ones and they literally just take minutes to mix and you can get as fancy as you want with them or not. I rolled some out like Snausages and on some I used my leaf cookie cutters.

corey

Corey loves them!!  I’m holding one in my hand – look how fixated he is on that treat :)  He said he especially like the leaf shaped ones because they are tasty AND pretty! You wouldn’t think he notices such things with the way he snatches them out of your hand and gobbles them down…but he obviously is a lover of beautiful things……or maybe pumpkin.   Please check out this news article about treats manufactured in China and the dog deaths that have occurred.  WSBTV.com

***Worked on planning not only meals but snacks too. That way we have some ready to eat snack foods (besides popcorn, fruit & nuts).  That’s why,  although I try to do a lot of scratch cooking, I always have a few boxed mixes on hand. I buy them when they’re on sale. That way anyone can make a sheet cake or muffins or brownies etc. and do it quickly (without any input from me).

sunflowers via A Cultivated Nest

***I bought some pretty sunflowers on clearance (post here) and found out flowers are marked down every Friday at my local grocery store.  Sometimes they’re not a good deal because they look like they have maybe a day of life left and sometimes they look really fresh. I only buy them if they’re fresh and will last at least a week. I use my faux flowers freely and without shame :) if fresh are not available.

***I redeemed gift cards from various programs. I  redeemed a $25 Amex Gift Card through our American Express rewards points (they seem to be on sale right now) to use for Christmas Gifts. Redeemed some Amazon Gift Cards through Swagbucks  and 1 from Bing also for Christmas and redeemed a$25 Applebees  gift card through MyPoints (I only do the emails and surveys so I only average about 1 GC a year from them).

Green Giant Canned Corn

***I decided to not buy any meat for two weeks  and use what I had in my freezer or make meals featuring beans so I could stock up on canned vegetables when Green Giant vegetables were 49 cents a can at Kroger a few weeks ago – did you get any?  As far as I know Green Giant does not use Monsanto GMO  seed so I always buy that brand and stock up when it’s on sale. If you use Cream of soups they were probably the lowest price we’ll  see this year at 69 cents each (you can make your own btw).  I’m hoping to get some ham on clearance after Thanksgiving (we’re not big turkey eaters – once a year is fine for us).

Well those are just some of the highlights of my recent frugal activities. Be sure to read the comments section of this and previous posts  for more frugal tips:

HSFH #4

HSFH #3

HSFH #2

HSFH #1

I love reading all the frugal things everyone does each week so please leave a comment and let me know what you’ve been up to!

 

10 Homemade Gifts In a Jar From Your Kitchen

Frugal Christmas Gift Guide

Homemade gifts in a jar are fun to make and a frugal holiday gift to give to just about everyone.  Great when you need a little something to show appreciation to a teacher, neighbor or friend. They’re also a great starting off point for gift baskets!

homemade chex mix in a jar

This first one is homemade No Bake Chex Mix  from  Amanda’s Parties To Go The presentation is so cute isn’t it! She even gives you the Christmas tag as a free download here!

pancake mix in a jar gift

5 Grain Pancake Mix in a jar from Good Life Eats. She also is kind enough to include a free printable recipe card for you to attach to your jar.

cow girl cookie mix in a jar

Cowgirl cookies from Bakerella. You could change the pink out for something more seasonal.peppermint stick cocoa mix in a jar

Peppermint stick cocoa from My Recipes. Yummy! Perfect for a cold wintry day!

vegan mac&cheese mix

For your vegan friends how about a homemade dairy free mac & cheese mix. Change the presentation to one that’s more Christmassy.

cinnamon honey butter in jar

How about cinnamon honey butter from Tidy Mom. Doesn’t that sound delish. She even gives a great tutorial on she made the jars look so cute here.

lentil soup in a jar

How about your favorite soup mix in a jar? This is curried-lentil soup from Good Houskeeping.

homemade cocktail mixers

Homemade cocktail mixers from the kitchn. You might want to use something other than a jar for these. I got bottles that look like this from Cost Plus World Market (also Ikea has them).

 chocolate dipped pretzels in a jar

Chocolate dipped pretzels in a jar from Alice Golden. I made similar ones last year with stick pretzels and they were a huge hit!

cookies in a jar

This is one is so easy because you can make a batch of  cookies, dressed up nuts or  homemade candy (or buy them) and place them in a jar, wrap with Christmas ribbon and fabric and you have a very nice present. Photo source Cartwheels In My Mind

I hope this gives you some easy ideas for Christmas gifts that you still have plenty of time to make. Christmas is only about 6 weeks away!!

****Remember to please go to the source if you would like to pin any of these ideas. There are links in the photo and text.

Here are the links to the  other posts in this series in case you missed them:

Frugal Christmas Gift Guide 2

Frugal Christmas Gift Guide 1

 

 

More Cute Homemade Christmas Presents

frugal Christmas gifts

Can you believe it’s November!! Before we know it, Thanksgiving will be here and then there will be just  a few more weeks until Christmas! Are you ready? I’m not! I do have a few more inexpensive holiday gift ideas for you including some ideas for kids.

Put together your own gift baskets! There are so many that would be fun and inexpensive to do.  Like a spa/manicure one, movie night or how about this car wash kit.

car wash kit

It doesn’t have to be just for Daddy- I’m sure any teenage new car owner would be happy to have it too

cake gift basket

I love this idea for someone that likes to bake! This is a gift basket that you can buy already put together. But I think it would be so easy to do on your own. You can get some of the items at the dollar store or even thrift store. You can wait for sales on cookie cake mixes or include your own homemade mix. It’s basically white wash cloths, kitchen mitt, kitchen towel, spatula, cookie cutters,  measuring spoons and mix. You could make this anyway you want!

gift basket of food

How about this one from Country Living. I would put a mix for cornbread in the skillet unless you’re giving it on Christmas Day. You can find baskets at practically any garage sale or thrift store for just a few cents.

With gift baskets it’s all in the presentation. So think outside the box, it doesn’t have to be in a basket just because they’re called gift baskets!

How about silhouettes of the kids for the Grandparents? I love how she added numbers to each one!

For Kids – after  Halloween buy some clearance items and make a dress up box for them.

gingerbread playdoh

How about some yummy smelling gingerbread playdough?

american Girl Patterns

If you’re good at sewing here’s a link to free American Doll type dress patterns  agplaythings.com

doll clothes

Sew Mama Sew -  she uses a small shirt from the dollar store to make a cute ruffled skirt. It’s so cute!

doll sleeping bag

This doll sleeping bag is so cute!  Riley Blake Design

marshmallow shooter

Make a marshamallow gun out of pvc pipes! I would paint it to dress it up. But it looks like fun and it certainly won’t hurt anybody or thing!

I hope some of these ideas help to get your creative juices flowing. There’s still time to be creative and frugal with you’re gift giving this year!

If you missed Part 1 of my Frugal Christmas Gift Guide – go here for more ideas

 

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