September 17, 2014

Ideas for Maximizing A Small Kitchen

We will be moving into a kitchen that’s  smaller than the one we currently have if we go with the house I showed you ( which I’m 99% sure about). I’m not quite sure how I’m going to set things up and where I’ll put everything but I thought I’d share some ideas for the making the most of a small kitchen  I’ve found.

Great ideas for maximizing  your small kitchen

Moving is such a great opportunity to not only get rid of stuff but to start out more organized! I’m really looking forward to that!

Small kitchen organization ideas like this one from SAS Interiors

Use the inside of doors via SAS Interioris

DIY burner covers that double as more countertop space via The Kitchnn

Find ways to give yourself more workable surfaces like this project. Here’s how to build burner covers that extend your countertop space via The Kitchnn

Small kitchen organization ideas  like this one

Using your backsplash area is a great way to keep your counters free via No. 29 Design

small kitchen organization ideas

This is a great idea if you don’t have many drawers via Food Network

Small kitchen solutions like this one from Sweet Verbena

Get a cutting board that goes over part of your sink for more counter space via Sweet Verbena .  I know Ikea sells one but I’ve seen some at TJMaxx as well

Maximizing a small kitchen - Shower caddy produce rack

Use the space at the end of  a cabinet like this idea from Domestic Diva. She  hung a shower caddy up and used it to store some vegetables

small kitchen solutions like this pegboard pot rack

If you have the wall space a pegboard pot rack like this one from Rice Designs is a great way to free up cabinet space

Maximize your small kitchen by using the side of your refrigerator

Utilize the side of your refrigerator via Instructables

double your cabinet space with under the shelf baskets

Double your cabinet space by using under the shelf racks via HGTV

I hope you got some ideas for making the most of your small kitchen!

Cute DIY Fall Placemat Pumpkin Craft

Katie Femia is back with a really easy and frugal fall craft! This would make a great project to do with the kids and it’s a cute and inexpensive fall decoration!

Here's a easy family friendly, DIY fall craft that's cute and frugal! A placemat pumpkin!

If you want to create a fall pumpkin without all of the mess of dealing with a real one, take a peek below at what you can do with a simple placemat. This round orange placemat comes from my local dollar store, and in just minutes turned into the cutest pumpkin around.

Want to make your own placemat pumpkin? Here is what you will need!

Materials:

1 orange, round placemat
Black scrap paper
Brown ribbon
Assorted faux leaves
Scissors
Craft glue

supplies needed for placemat pumpkin

I used supplies I already had on hand, such as scrap paper and the fake leaves from another project. This is a great way to cut down your costs and use items that may otherwise be headed for the trash.

Directions:

1. Begin by cutting the face of your pumpkin out of the scrap paper. Choose whichever shapes you wish. For this one, I did triangle eyes, a square nose, and semi circle mouth.

shapes cut out for placemat pumpkin
2. Apply some glue to the back of the shapes and press them to the placemat. You will see the face of your pumpkin take shape!
3. You now want to create a stem, which will also act as the hanger for the pumpkin. Make a bow out of brown ribbon and glue it to the top of our pumpkin placemat. The knot of the bow is also perfect for running a pin through for hanging.
4. Embellish the pumpkin further by gluing on a few leaves. Just add a generous amount of glue and press the leaves to the front or back of the placemat.

Once your glue is dry, your pumpkin placemat is ready to be hung. You can simply slip the knot over a hook or nail or add another piece of long ribbon to back and hang it from that.

A fun and frugal fall craft - placemat pumpkin

This is a cute and family friendly project that brings the fun of fall into your home! Gather your supplies and give this placemat pumpkin a try!

Katie Femia took a leap of faith several years ago and left her career as an elementary school teacher to pursue her dream of becoming a writer. She now enjoys the day-to-day musings of writing for a variety of websites as a regular contributor. She covers topics such as frugal living, craft projects, DIY projects, money saving strategies, and everything in between!

Delicious Turkey Bacon Cinnamon Rolls!

We’re a little crazy about those canned cinnamon rolls you can buy in the refrigerated section of grocery stores! I know, I know…not the healthiest things to eat. But they’re a quick dessert/snack and we like that we can all frost them with as much or little (in our case) frosting as we like.  Here’s a easy breakfast recipe using these rolls – Turkey Bacon Cinnamon Rolls!

delicious turkey bacon cinnamon roll recipe!

At least adding a protein will slow down the sugar :)  Of course you can make this recipe with homemade cinnamon rolls if you prefer (I’ve never tried to make them).

Turkey Bacon Cinnamon Rolls

1-2 package of Grands! Cinnamon Rolls
1 package of turkey bacon, any brand

Directions -

#1. Preheat the oven according to the cinnamon rolls package directions.

#2. Open the can of cinnamon rolls and unroll each cinnamon roll one at a time.

#3. Open the package of turkey bacon and take 1 slice at a time and lay on top of the unrolled cinnamon roll. Roll the cinnamon roll back up and place on your baking sheet.

#4. Repeat with all the cinnamon rolls.

#5. Bake according to the package directions.

#6. Remove from the oven and allow to cool and few minutes prior to frosting.

*If using 1 can of cinnamon rolls you will have turkey bacon leftover. I only used one can and had ½ a package left over so buy an extra can if you want to use it all. Regular bacon is too fatty for this recipe. You have to par bake it first.

I know a lot of people like to serve cinnamon rolls for special breakfasts like Christmas morning – these would be perfect for that!

Easy and delicious breakfast recipe using refrigerator cinnamon rolls

Delicious Turkey Bacon Cinnamon Rolls!
 
Easy breakfast recipe using canned cinnamon rolls
Author:
Recipe type: Breakfast
Cuisine: American
Ingredients
  • 1-2 package of Grands! Cinnamon Rolls
  • 1 package of turkey bacon, any brand
Instructions
  1. Preheat the oven according to the cinnamon rolls package directions.
  2. Open the can of cinnamon rolls and unroll each cinnamon roll one at a time.
  3. Open the package of turkey bacon and take 1 slice at a time and lay on top of the unrolled cinnamon roll. Roll the cinnamon roll back up and place on your baking sheet.
  4. Repeat with all the cinnamon rolls.
  5. Bake according to the package directions.
  6. Remove from the oven and allow to cool and few minutes prior to frosting.
  7. *If using 1 can of cinnamon rolls you will have turkey bacon leftover. I only used one can and had ½ a package left over so buy an extra can if you want to use it all or freeze your leftover bacon.

 

 

15 Dollar Store Pumpkin Crafts

Foam pumpkins from the dollar store are the perfect fall accessory to makeover on a budget! Here are 15 dollar store pumpkin crafts to get you inspired.

15 Dollar Store Pumpkin Crafts

15 Dollar Store Pumpkin Makeovers

1. Studded Dollar Store Pumpkin – Lucy Designs

2. Blue Crackled Pumpkins – Home Stories A to Z

3. Mod Podged Pumpkins – The 36th Avenue

4. White Trick Or Treat Pumpkin Topiaries – The Kim Six Fix

5. Tissue Paper Pumpkins – Poofy Cheeks

6. Make Your Own Burlap Pumpkin – Country Chic Cottage

7. Glam Pumpkin Topiary – Tiaras and Bowties

8. Dollar Store “Thanks” Pumpkin – A Diamond in the Stuff

9. Sharpie Pumpkins - The Happy Housie

10. Vintage Style Dollar Tree Pumpkins – Fox Hollow Cottage

11. Funny Mummy Pumpkin – Consumer Queen

12.  Corn Husk Wrapped Dollar Store Pumpkin - Craftiments

13. Chalkboard Dollar Store Pumpkin – Home Hinges

14. Spooky Spray Painted Pumpkins – Clever Pink Pirate

15.Welcome Sign Dollar Store Pumpkins – Sister See Sister Do

 

Linking to: Thrifty Thursday

Some Different Things That I Collect

I  wanted to share some photos of different things that I collect that are part of my decor before I pack them up. I have 4 bookcases in the living room from Ikea that have extenders on the top where I house some of my collectibles.

Decorating with collections

Fortunately I’ll be able to take the bookcases with me. I’m just not sure I’m actually going to be putting some of these collections back though (not sure I’ll use the extenders). Quite a bit will be sold in the garage sale we’ll be having before we move.

vintage rooster collection

This is my collection of roosters. A few are vintage. The big ones were all found at thrift stores and I think I’m going to sell those.

teapot collection

This is my collection of tea pots.  I’m only keeping 3.

Vintage Mackenzie Childs Courtly  Checks teapot

I’m keeping this blue and white transferware teapot, the Mackenzie-Childs teapot (which is over 20 years old and I can’t remember the pattern – Courtly Check?) and the cherry pot-for-one in the first photo.

white pitcher collection

I’m only going to take  2 or 3 white pitchers. I do use a couple of them frequently. Although,  I rarely use the big wide one or the small one. So those and a few others are destined for the garage sale for sure.

mercury glass collection

Lastly some of my mercury glass collection (I have more in the garage).  I like to use mercury glass in the winter so I’ll keep my favorite pieces. But the ones that I’m not so attached to, like the mercury glass decanter in the back of the shelf, will be sold.  Not sure about the globes just yet. 3 are vintage – I may keep those.

I’m packing up the easy stuff first since we’re still waiting on underwriting to approve the buyers loan (don’t want to have to unpack a ton if their loan doesn’t go through). We should know by the end of the week if everything is ok on that front :)

The House We Think We’re Moving To

Hi everyone! I wanted to update you all on the house progress. After some drama, the closing has been set for the middle of October. We didn’t think the house would sell so quickly so we really didn’t have a house we wanted to move into already picked out. So we’ve been out looking every day! So far this is our favorite (but we’re going to see 2 others later today so who knows…). Lots of photos!

Farmhouse style home exterior

I know it looks huge but it’s actually more wide than deep and the house we have now is actually bigger (or at least it feels bigger with our layout). But we wanted to downsize in both yard and house.

black porch swing

Porch swing!!! I’ve always wanted a house with a big front porch and a porch swing :)

brick fireplace with white mantel

The living room. It doesn’t have a family room so I suppose we’d have to do the TV mount over the fireplace. The floors are parquet and it’s a gas starter fireplace. I’m excited about the fireplace. I’ve never had a real one.

living room windows

There are two long windows on each end of the living room. This is facing the front. The doorway on the left is coming in from the foyer.

tiled breakfast room

Off the living room next to the kitchen is a small tiled breakfast room that I don’t know what to do with. There’s a formal dining room which I’ll show you in a minute. So I don’t also need a breakfast room. Every wall in that room as a dooryway, door or window! One wall has the patio door to the backyard and those long windows.

hallway from foyer

The other wall has this entry from the foyer. Then there’s the pantry door and a small utility/coat closet door on this wall.

breakfast room french doors

These are the french doors from the breakfast room into the kitchen. The door on the right is the pantry door. The tile goes from the foyer into the breakfast room into the kitchen. I guess the only thing you can do is something right in the center of this room? Leave me some suggestions if you have any ideas. I thought of maybe blocking the doorway from the living room to make a solid wall?  I might have to re-think the dining room (below) and actually use the breakfast room. But my dining room table wouldn’t fit so I’d have to get a new round one for this space.

dining room chandelier

Love the dining room (even though I’m not a fan of carpet in dining rooms)!  So I could remove the chandelier in this room and use it for something else and use the breakfast room for dining.

kitchen

The kitchen. All the appliances are new and there are granite counters. I’ve never had solid surface counters. Or a window over the sink!

kitchen with stove

It’s smaller than the kitchen I have now.

laundry room

The laundry room is off the kitchen with a door to the garage. The washer is on one end and the dryer is opposite it on the other end.  I like that I’d be able to come in from the garage with groceries right into the kitchen. Right now we have to go up two flights of stairs.

master bathroom

There are 3 bedrooms upstairs. The master is a a nice size and the master bath is wonderful. Our master in this house has a small bathroom with a shower. This one has a deep tub and separate shower, and more counter space!

upstairs hall bathroom

There’s a hall bathroom upstairs.

powder room

A powder room downstairs off the foyer.

backyard

The backyard is fenced but has some kind of weird Alice in Wonderland thing going on with random bushes every where!

So far this is our first choice. There’s another home in this neighborhood that’s available that’s our second choice but it’s not fenced. But we’re still looking!

 

10 Ways You Can Save $100 This Month

No matter what your income level, everyone can benefit by saving a few extra dollars this month. With the cost of living constantly growing and the holidays coming up, having enough money is a major concern for most people. Here are 10 Ways To Save $100 This Month (without a whole lot of sacrifice).

10 Ways you can save $100 in a month

While some of these may already be implemented in your life, a few may be new to you or reminders. Remember to think outside the box with your budget and financial needs.

10 WAYS TO SAVE $100 THIS MONTH

1. This month make a no take out or no restaurant food rule.Learn to make your favorite take out/restaurant foods at home and don’t eat out or get take-out. There are tons of copycat recipes on the web for not only for dinner but also your favorite breakfast and lunch restaurants.  Try copykat.com and Pinterest for recipes.

2. Cancel your landline and just use your cell phone (or try to switch to the lowest plan that will work for your needs)

3. Eat From Your Pantry: Put a hold on spending until you have dwindled what you already have in your freezer and pantry. Most of us have a rather large stock of items in our pantries, yet we continue to go shopping every week as if we have to do so or not eat. Take stock of what you have in your pantry and create your menu plan around it. Purchase only fresh fruits, veggies and milk as needed.Stick with it and work through your pantry foods or freezer meals to feed your family.

4. Go Vegetarian at least one day a week.  Skip the meat  and save money on your grocery budget. Substitute hearty bean, lentil and vegetable dishes that are satisfying and nutrient dense at a lower cost.

5. Join a local Freecycle group or Facebook barter/swap group and see if you can find some of your wants/needs for free.  Freecycle.org is a group where people in your area post things that they are willing to give a way if you come and pick up.

6. Turn Off Cable or Satellite: While many families already do without these luxuries, it may be time for you to evaluate if you truly need the services if you haven’t already done so. With Netflix, Hulu, Amazon Prime and more out there for such a low monthly cost, many families are letting go of their  cable TV subscription. If you can’t let go completely, look at your plan and see if you can reduce the packages you currently subscribe to.

7. When you’re out and about running errands bring some water and easy to eat snacks with you so you won’t be tempted to grab something while out.

8. Do a No Spend Weekend at least once a month. Stay home or find some free activities to do in your town.

9. Make your own cleaning supplies instead of buying them. Check out my post on 15 Great DIY Household Cleaners

10. Re-think your movie watching. If you’re going to the movies go to the show that’s discounted. In my area most shows are discounted before 6pm and there are a few theaters that have special days where the discount is even better and it’s all day anytime. Better yet, rent a movie. We’ve found that paying to stream a movie on Amazon is way cheaper (and more convenient) than all of going to the movie theater.

These simple ways to save $100 this month are easy to implement in any family. Between all of these you can save anywhere from $25-$100+ easily over the course of a month. If you combine them all there is potential to save quite a bit!

Don’t let the simple things add up and blow your paycheck. Look outside the box and work hard to bring your budget back where you need it to be.

You might also like: How to Get Out of Debt By Using the Snowball Method

How to use the Debt Snowball Method to get out of debt!

25 Festive DIY Fall Wreaths!

Are you all ready for fall? I know I’m looking forward to cooler weather! One of the easiest ways to welcome fall into our homes is to display a fall wreath at our front door or entryway. I’ve gathered some great DIY ideas for fall wreaths that will hopefully get your creative juices flowing!

25 Festive DIY Fall Wreaths that anyone can make!

One thing I love about this season besides the food, colors (well everything really) is fall decor! Here are 25 fall wreaths that you can make!

1. My Fall Wreath - A Cultivated Nest

2. Frugal Fall Wreath - The Frugal Homemaker

3.  Pottery Barn Knock Off Faux Antler Fall Wreath - The Country Chic Cottage

4. Pretty Recycled Paper Bag Fall Wreath - Pop Sugar

5. Wrapped Burlap Fall Wreath – Making Home Base

6. Fabric Scrap Fall Wreath – Chase the Star

7. Apples & Pinecone Fall Wreath - Better Homes & Gardens

8. DIY Fall Monogram Wreath – Practically Functional

9. DIY Versatile Fall Wreath – Simply {Darr}ling

10. Burlap Monogrammed Fall Wreath – Second Chance to Dream

11. Easy Autumn Floral Wreath (under $6) – Songbirds and Buttons

12. Felt Flower Wreath - The Thinking Closet

13. Fall Yarn Wreath – Crafts n’ Coffee

14. Autumn Popcorn Wreath – Cherished Bliss

15. Welcome Fall Wreath (plus printable) – Fleece Fun

16. Flannel and Denim Fall Wreath – The 36th Avenue

17. Fall Mesh Wreath – The Nerd’s Wife

18. Painted Burlap Flower Fall Wreath – Busy Being Jennifer

19. Fall Rag Wreath - A Beautiful Mess

20. Shabby Burlap & Buttons Fall Wreath - Crafts n’ Coffee

21. Fabric & Felt Fall Wreath – Uncommon Designs

22. 5 Minute, $5 Fall Wreath – Organize & Decorate Everything

23.Who’s There Owl Wreath - About Family Crafts

24. Wood & Burlap Natural Fall Wreath – Finding Home

25. Rustic Acorn Fall Wreath – Crafts Unleashed

Hope you found some inspiration! You can find more fall inspiration on my Pinterest Board.

Melt In Your Mouth Apple Cinnamon Pancakes

My husband is the pancake maker in the family and apple cinnamon pancakes are my favorite! He always makes me apple cinnamon and reserves some batter for our daughter and puts chocolate chips in hers (she doesn’t like cooked apples). While these pancakes have a definite fall flavor they are delicious anytime of year. Soft with lightly crisped edges (the secret of the edges is to use butter to grease your hot pan) you will find they quickly disappear off the plate!

Melt in your mouth apple cinnamon pancakes made from scratch

Making pancakes from scratch is really easy (and a fraction of the price of boxed mix) but you could of course use a mix and just add the apples and cinnamon. :)

Melt In Your Mouth Apple Cinnamon Pancakes

Ingredients:

1 medium apple
1 tsp. apple pie spice
1 tsp. cinnamon
1 cup plus 2 Tbsp. All Purpose flour
2 tsp. baking powder
3 Tbsp. Brown Sugar
1 egg
1 cup milk
2 Tbsp. canola oil
pinch of salt

chopped apples for making apple pancakes

Directions:

1. Peel and dice apple finely.
2. Whisk milk, oil, and egg together well.
3. Stir in flour, baking powder, sugar, cinnamon, apple pie spice and salt until well combined.
4. Fold in diced apples.
5. Place butter in a large skillet or on a griddle over medium low heat.
6. Scoop about a  1/4 cup of batter into hot pan and cook until air bubbles are popping in the batter and edges are becoming lightly browned- this is roughly two minutes.
7. Flip and cook on the other side for 1-2 minutes.
8. If desired top with additional diced apples (fried or uncooked) and a sprinkle of cinnamon.

Makes about 8-10 pancakes.

apple pancake recipe

Warm your syrup before serving for a special touch!

Melt In Your Mouth Apple Cinnamon Pancakes
 
Delicious apple cinnamon pancakes made from scratch
Author:
Recipe type: Breakfast
Ingredients
  • 1 medium apple
  • 1 tsp. apple pie spice
  • 1 tsp. cinnamon
  • 1 cup plus 2 Tbsp. All Purpose flour
  • 2 tsp. baking powder
  • 3 Tbsp. Brown Sugar
  • 1 egg
  • 1 cup milk
  • 2 Tbsp. canola oil
  • pinch of salt
Instructions
  1. Peel and dice apple finely.
  2. Whisk milk, oil, and egg together well.
  3. Stir in flour, baking powder, sugar, cinnamon, apple pie spice and salt until well combined.
  4. Fold in diced apples.
  5. Place butter in a large skillet or on a griddle over medium low heat.
  6. Scoop ¼ cup of batter into hot pan and cook until air bubbles are popping in the batter and edges are becoming lightly browned- this is roughly two minutes.
  7. Flip and cook on the other side for 1-2 minutes.
  8. Heat syrup for a special topping.
  9. If desired top with additional diced apples and a sprinkle of cinnamon.
  10. Warm your syrup before serving for special touch!
Notes
Makes about 8-10 pancakes.

 

Easy Frugal Fall Wreath

I have a cute idea for an easy to make fall wreath today from Katie Femia who is going to be doing some guest posting for me while I pack up my house. She came up with this clever idea to use a burlap charger ($2) as the basis for a fall wreath!

Super easy to make frugal fall wreath!

Invite the warmth of fall into your home when you craft this festive and frugal fall wreath. Made from just a few dollar store materials, this pretty wreath is a fresh spin on the traditional idea of a wreath. Here’s how to make it.

Materials:

1 burlap covered charger ($2 at local craft store)
Assorted fall foliage and flowers (dollar store)
Mini pumpkins (dollar store)
Fall ribbon of your choice. You will need wide ribbon for hanging and thin ribbon for an accent. (dollar store)
Hot glue, glue gun
Scissors

materials for frugal fall wreath

Directions:
1. Begin by cutting your fall foliage and flowers up into individual stems. This will make them easier to work with. If any of the flowers are large (such as the orange sunflowers we used) you can remove the bloom at the head.
2. Before you apply your flowers, lay out a design. Once your happy with how it looks, apply some hot glue generously to the back of your flower heads. Press them to the charger and hold them in place until secure.
3. Add some embellishment around the flower heads. I used smaller fall mums as well as some mini pumpkins. Apply a generous amount of glue to these items and press them in place creating a cluster. As you can see I created two dominate clusters, but you can arrange as you wish.
4. Finish the front by adding a few small bows, created from your thin ribbon if you like.
5. Cut a length of the thick ribbon to use for hanging. Apply some hot glue to the ends and press it to the back of the charger until secure.

Once your glue is dry, your frugal fall wreath is ready for hanging!

dollar store fall wreath

This  easy fall wreath is perfect for hanging on  a door, mirror or over a buffet. Anywhere you need a touch of fall in your home.  It is sure to make your space look great without spending tons of money!

Katie Femia took a leap of faith several years ago and left her career as an elementary school teacher to pursue her dream of becoming a writer. She now enjoys the day-to-day musings of writing for a variety of websites as a regular contributor. She covers topics such as frugal living, craft projects, DIY projects, money saving strategies, and everything in between!

We Are Under Contract!!

Hi everyone! We got two offers! One we rejected and one we accepted. We accepted an offer from a nice young couple who wrote me the loveliest letter. I think my garden will be in good hands!
zinnias behind a garden gate

The inspection is Monday and I don’t anticipate any problems since we’ve replaced practically everything in the house. But you never know…. It’s never a done deal until you exchange keys

Anyway, closing is in 45 days. We have  to find a new place and pack up this one in that time period!! We’ve been looking but haven’t found anything that will work for us.

So I will be a bit busy in the coming months (as long as everything goes according to plan – knock on wood, say a prayer, send good vibes etc) :)

I will not have any decorating posts coming up as I’ll be packing things up,  which is too bad because fall is my favorite time to decorate. But I’ll be featuring other bloggers fall decor. I’ll also have more recipes (gotta eat no matter what), organizing posts and frugal living/money saving posts. I’m going to have a few people guest post for me as well.

I probably won’t do any decorating until we move to our new place – so I just wanted to give those that enjoy those types of posts a heads up.

I’m sad and excited all at the same time!

Thanks to all my subscribers and all you regulars  that stop by for being so patient with me and I ask that you just hang in there for a while longer. Things will go back to normal after we move and won’t it be fun to have a whole new place to organize and decorate!

 

Getting Out of Debt By Using The Snowball Method

One of the reasons we are so looking forward to moving is that we plan on renting a much smaller less expensive house so that we can throw more money at some debt we accumulated over the past four years  (mostly a loan for private college tuition and a credit card we used to pay for more tuition). Are you  also trying to pay down debt but you’re not getting anywhere? Consider using the debt snowball system to get rid of your debt for good.  That’s what we’ve been doing and its working!

How to use the Debt Snowball Method to get out of debt!

The first time I heard of the Debt Snowball Method was after reading Total Money Makeover by Dave Ramsey.  It’s Baby Step 2 (Baby Step 1 is saving $1000 for your emergency fund).  Basically the strategy is that you pay down your smallest debt first while paying the minimum due on your other debt. Then when that debt is gone you roll that payment into the next debt on your list. This way you stay motivated as you see balances go down and debts get paid off!

Some people prefer to start with the highest interest rate debt instead (which some call the Snow Avalanche Method) and I think it just depends on what you find motivating. Some people are more into actual number crunching and some people are more into getting a psychological boost from seeing debts go away. A lot of getting out of debt is often behavior related.

Here’s a quick run down to get you started and at the end is a list of debt snowball calculators.

Dave Ramsey Daily tip - debt snowball method

How the debt snowball method works

#1. Make a List of Your Debts
In order to start paying down your debt via the snowball system, you need to list your debt from smallest to largest. Keep in mind that you’re not worried about any amount of interest at this point. You’ll want to focus on the actual amounts of the debt. I have a sheet in my Budget Binder that I use for this. Here’s my post on how to make a budget binder

#2. Put All Extra Money Towards One Debt
Instead of trying to spin your head and pay off all of your debt at once, you’ll want to put all of your extra money towards one debt. For example: let’s say you have $20 at the end of each week’s pay period or you get a bonus or you sell some stuff. You will want to put that money to good use by adding it to a particular debt. Preferably the smallest debt you have at the moment. The victory in paying off debt this way is you get excited to see one debt gone, one after another, even if they are small debts.

#3. All Money Goes Somewhere
You can’t have a snowball system if you are not telling your money where to go. This is where the zero-based cash budget comes in. Sit down each week/month and plan out where each $1 is going to go.

Paying down debt isn’t easy, but it’s something that needs to be done.  If you feel defeated in the debt paying process, try to celebrate the small victories in this process to keep you motivated.

Do you have plan for paying down debt or are you debt free?

Debt Snowball Calculators

Dave Ramsey Debt Snowball Calculator (free trial)

Crown Ministries Debt Snowball Calculator

What’s the Cost

Google Drive Debt Snowball Template

Debt Reduction Snowball Calculator

Debt Free Snowball App

Linking to: Thrifty Thursday

 

You might also like:  10 Printables That Can Help You Save Money

10 printables that will save you money

Creamy Chicken Potato Chowder-Great Frugal Fall Meal!

Fall is coming and this creamy chicken potato chowder is the perfect fall meal! It’s easy to make (uses a rotisserie chicken from the grocery store), can feed a crowd, and is wonderfully hardy.

Yummy frugal fall meal - chicken and potato chowder

This is also great for a rainy day!

Take a look below at how to whip up a comforting pot of this chowder yourself. I’m sure your family will love it!

Chicken Potato Chowder

Ingredients needed:
2 lbs. of white potatoes, cleaned and cut into cubes
3 Tbsp all-purpose flour
1 qt chicken stock
¾ cup half and half
2 cups of shredded cheddar cheese (I like sharp)
1 pound of bacon, cooked crisp
½ cup of chives, chopped fine
2 cans of golden sweet corn
1 rotisserie chicken, shredded (or use leftover chicken or turkey even)
1 cup of 2% milk
Salt and pepper to taste

ingredients for chicken potato chowder

Directions:
1. In a large soup pot, add your chicken stock, half and half, and milk. Keep on a low heat.
2. You can now add the potato cubes, and allow them to simmer until softened. A one inch or less cube is the ideal size, as they will cook quickly.
3. While the potatoes are cooking, cook your bacon in another pan, reserving the grease as you do. Set the bacon aside to drain further.
4. Mix the grease and the flour into a gravy before adding it to the soup mixture. This is the trick to some really excellent flavor!
5. Add the corn, shredded rotisserie chicken, and bacon to the soup pot. Continue to heat on a medium heat so the potatoes continue to cook and the ingredients continue to mingle. Continue stirring so the ingredients to do not stick to the bottom of your pot.
6. Add in the two cups of cheese, chopped chives, and salt and pepper to taste. Give the chicken corn chowder a good stir so the ingredients are well mixed.

You can serve your chicken potato chowder with a topping of additional shredded cheese, chives, and even bacon crumbles. This chowder is even better served the second day, when it has had the chance to sit and the flavors have mixed well!

Serve with garlic bread or rolls and a salad.

Give this cheesy chicken potato chowder a try for your next meal and see what a tasty hit it is!

Linking to: Thrifty Thursday

warm, comforting homemade chicken potato soup

 

Homemade Chicken Potato Chowder-Great Frugal Fall Meal!
 
Creamy chicken potato chowder
Author:
Recipe type: Soup
Cuisine: American
Ingredients
  • 2 lbs. of white potatoes, cleaned and cut into cubes
  • 3 Tbsp all-purpose flour
  • 1 qt chicken stock
  • ¾ cup half and half
  • 2 cups of shredded cheddar cheese
  • 1 pound of bacon, cooked crisp
  • ½ cup of chives, chopped fine
  • 2 cans of golden sweet corn
  • 1 rotisserie chicken, pre cooked and shredded
  • 1 cup of 2% milk
  • Salt and pepper to taste
Instructions
  1. Directions:
  2. In a large soup pot, add your chicken stock, half and half, and milk. Keep on a low heat.
  3. You can now add the potato cubes, and allow them to simmer until softened. A one inch or less cube is the ideal size, as they will cook quickly.
  4. While the potatoes are cooking, cook your bacon in another pan, reserving the grease as you do. Set the bacon aside to drain further.
  5. Mix the grease and the flour into a gravy before adding it to the soup mixture. This is the trick to some really excellent flavor!
  6. Add the corn, shredded rotisserie chicken, and bacon to the soup pot. Continue to heat on a medium heat so the potatoes continue to cook and the ingredients continue to mingle. Continue stirring so the ingredients to do not stick to the bottom of your pot.
  7. Add in the two cups of cheese, chopped chives, and salt and pepper to taste. Give the chicken corn chowder a good stir so the ingredients are well mixed.
  8. You can serve your chicken corn chowder with a topping of additional shredded cheese, chives, and even bacon crumbles. This chowder is even better served the second day, when it has had the chance to sit and the flavors have mixed well.

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